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If I already have health insurance, Do I need to carry medical payments insurance on my auto policy?
If you are not in a no-fault state, you are probably not required to have medical payments insurance. Medical payments insurance pays medical expenses that result from an auto accident, regardless of who is at fault. It covers people riding in your car. It also covers you and your family if you are hit by a car while you are walking, or if you are injured while riding in someone else's car (after the limits of the driver's insurance are reached). Medical payments insurance will also pay for funeral expenses in the event of a death.
No-fault states have a form of medical expense coverage called Personal Injury Protection (PIP). In addition to medical bills, PIP covers lost wages, certain services (such as child care) that the covered individual is unable to perform, and some funeral expenses.
Some no-fault states allow you to make your health insurance your primary medical coverage, reducing your premiums for PIP significantly.
If you have adequate insurance for life, health and disability, you should consider saving money by not taking medical payments insurance (if your state allows) or minimizing medical payments insurance/PIP coverage.
To answer this question, you need to check with your own health insurance company. Many health insurers do not cover international health coverage.
What is coverage for medical evacuation or repatriation insurance
Medical evacuation benefits provide for transportation to a medical facility that can provide appropriate care in the event of serious injury or sickness that cannot be adequately dealt with at the location where the illness or accident took place.
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What kind of covered or not covered in normal travel insurance pans
There are many variations of travel insurance plans. Some typical insurance coverages include the following:
1. Coverage for vacation and trip cancellation
2. Coverage for travel interruptions, delays and cancellations
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Why I need a trip or travel insurance plan
As we know that The outlay of money for travelling can be quite substantial. You may find yourself facing the loss of more money than you want to lose should unforeseen circumstances arise that make it necessary to cancel or interrupt your trip.
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What is a trip insurance and What is travel insurance
Trip insurance is used to help alleviate some of the financial loss that may be incurred because your trip is interrupted, delayed, or cancelled by unforeseen events.
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