Can a company void my policy if I lie or make a mistake in completing the application?

If you make an important mistake such as neglecting to tell the company about a major health problem which could have led the company to deny you insurance, the insurance company has to discover the mistake during the "contestable period" specified in the policy. If they fail to do so, then you can have confidence that your policy will be honored - and the company cannot cancel it.


If an error that would not have led to denial of coverage is discovered (often at the time of death) such as misstatement of age or sex, the company would normally adjust the amount of coverage to coincide with the correct age or sex.

Do I need something other than my normal health insurance plan for worldwide traveling outside the US

To answer this question, you need to check with your own health insurance company. Many health insurers do not cover international health coverage.

Continue reading "Do I need something other than my normal health insurance plan for worldwide traveling outside the US" »

What is coverage for medical evacuation or repatriation insurance

Medical evacuation benefits provide for transportation to a medical facility that can provide appropriate care in the event of serious injury or sickness that cannot be adequately dealt with at the location where the illness or accident took place.

Continue reading "What is coverage for medical evacuation or repatriation insurance" »

What kind of covered or not covered in normal travel insurance pans

There are many variations of travel insurance plans. Some typical insurance coverages include the following:

1. Coverage for vacation and trip cancellation

2. Coverage for travel interruptions, delays and cancellations

Continue reading "What kind of covered or not covered in normal travel insurance pans" »

Why I need a trip or travel insurance plan

As we know that The outlay of money for travelling can be quite substantial. You may find yourself facing the loss of more money than you want to lose should unforeseen circumstances arise that make it necessary to cancel or interrupt your trip.

Continue reading "Why I need a trip or travel insurance plan" »

What is a trip insurance and What is travel insurance

Trip insurance is used to help alleviate some of the financial loss that may be incurred because your trip is interrupted, delayed, or cancelled by unforeseen events.

Continue reading "What is a trip insurance and What is travel insurance" »